F&M Bank & Trust Company Accounts
Checking Accounts
| Account |
APY |
Min Amount |
Notes |
| Checking |
0.05% |
$1 |
Premier Prime Checking
|
| Checking |
1.51% |
$100 |
Direct Deposit
Rewards Checking Must have an email address for statements, 12 debits per month direct deposit or one automatic debit withdrawal per month and access Net Banc 24 or Phone Banc 24 each month. Promotional rates paid on balances below $25,000.
|
| Checking |
0.10% |
$2,000 |
Premier Prime Checking
|
| Checking |
0.15% |
$25,000 |
Premier Prime Checking
|
| Checking |
0.35% |
$25,000 |
Direct Deposit
Rewards Checking Must have an email address for statements, 12 debits per month direct deposit or one automatic debit withdrawal per month and access Net Banc 24 or Phone Banc 24 each month.
|
| Checking |
0.20% |
$50,000 |
Premier Prime Checking
|
Savings Accounts
| Account |
APY |
Min Amount |
Notes |
| Savings |
0.10% |
$1 |
Premier Platinum Savings
|
| Savings |
0.15% |
$200 |
Premier Savings (Passbook/Statement)
|
| Savings |
0.25% |
$5,000 |
Premier Platinum Savings
|
| Savings |
0.35% |
$10,000 |
Premier Platinum Savings
|
| Savings |
0.45% |
$25,000 |
Premier Platinum Savings
|
| Savings |
0.30% |
$50,000 |
Premier Savings (Passbook/Statement)
|
| Savings |
0.55% |
$50,000 |
Premier Platinum Savings
|
| Savings |
0.65% |
$100,000 |
Premier Platinum Savings
|
CD Accounts
| Account |
APY |
Min Amount |
Notes |
| 7 Day CD |
0.15% |
$2,500 |
|
| 14 Day CD |
0.15% |
$2,500 |
|
| 31 Day CD |
0.15% |
$2,500 |
|
| 2 Month CD |
0.20% |
$2,500 |
|
| CD - 3 Month |
0.20% |
$2,500 |
|
| CD - 6 Month |
0.35% |
$2,500 |
|
| CD - 7 Month |
0.40% |
$2,500 |
|
| CD - 12 Month |
0.45% |
$2,500 |
|
| 13 Month CD |
0.55% |
$2,500 |
|
| CD - 18 Month |
0.65% |
$2,500 |
|
| CD - 18 Month |
1.15% |
$2,500 |
New Money Required
New money required.
|
| CD - 24 Month |
0.85% |
$2,500 |
|
| CD - 36 Month |
1.10% |
$2,500 |
|
| CD - 48 Month |
1.35% |
$2,500 |
|
| CD - 60 Month |
1.65% |
$2,500 |
|
| 84 Month CD |
1.70% |
$2,500 |
|
| 7 Day CD |
0.20% |
$100,000 |
|
| 14 Day CD |
0.20% |
$100,000 |
|
| 31 Day CD |
0.20% |
$100,000 |
|
| 2 Month CD |
0.25% |
$100,000 |
|
| CD - 3 Month |
0.25% |
$100,000 |
|
| 181 Day CD |
0.40% |
$100,000 |
|
| CD - 7 Month |
0.45% |
$100,000 |
|
| CD - 12 Month |
0.50% |
$100,000 |
|
| 13 Month CD |
0.60% |
$100,000 |
|
| CD - 18 Month |
0.70% |
$100,000 |
|
| CD - 24 Month |
0.90% |
$100,000 |
|
| CD - 36 Month |
1.15% |
$100,000 |
|
| CD - 48 Month |
1.45% |
$100,000 |
|
| CD - 60 Month |
1.70% |
$100,000 |
|
| 84 Month CD |
1.75% |
$100,000 |
|
IRA Accounts
| Account |
APY |
Min Amount |
Notes |
| IRA - Money Market |
1.00% |
$1 |
Intro Rate-6
Teaser Rate IRA Money Market Rate is guaranteed for six months.
|
| IRA - 18 Month |
0.40% |
$500 |
Variable
|
| IRA - Money Market |
0.10% |
$1,000 |
IRA Money Market Account
|
| IRA - 6 Month |
0.35% |
$2,500 |
|
| IRA - 12 Month |
0.45% |
$2,500 |
|
| IRA - 24 Month |
0.85% |
$2,500 |
|
| IRA - 36 Month |
1.10% |
$2,500 |
|
| 84 Month IRA |
1.70% |
$2,500 |
|
| IRA - Money Market |
0.25% |
$5,000 |
IRA Money Market Account
|
| IRA - Money Market |
0.35% |
$10,000 |
IRA Money Market Account
|
| IRA - Money Market |
0.45% |
$25,000 |
IRA Money Market Account
|
| IRA - Money Market |
0.55% |
$50,000 |
IRA Money Market Account
|
| IRA - Money Market |
0.65% |
$100,000 |
IRA Money Market Account
|
| IRA - 6 Month |
0.40% |
$100,000 |
|
| IRA - 12 Month |
0.50% |
$100,000 |
|
| IRA - 24 Month |
0.90% |
$100,000 |
|
| IRA - 36 Month |
1.15% |
$100,000 |
|
| 84 Month IRA |
1.75% |
$100,000 |
|
F&M Bank & Trust Company Reviews
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F&M Bank & Trust Company Company Info
F&M Bank & Trust Company is a financial institution providing high yield savings accounts, CDs, interest checking accounts and other banking products. We recommend contacting F&M Bank & Trust Company for a more in-depth list of different types of bank accounts.
F&M Bank & Trust Company Branch Locations
