Provident Credit Union Accounts
Checking Accounts
| Account |
APY |
Min Amount |
Notes |
| Checking |
2.26% |
$1 |
Auto Transfer, Direct Deposit
Super Reward Checking You must use your Visa Checking Card at least 10 times per statement cycle. Have direct deposit or an automatic deposit and you must receive eStatements. If these are not met, no interest will be paid.
|
| Checking |
0.20% |
$5,000 |
Interest Checking
|
| Checking |
0.21% |
$25,001 |
Auto Transfer, Direct Deposit
Super Reward Checking You must use your Visa Checking Card at least 10 times per statement cycle. Have direct deposit or an automatic deposit and you must receive eStatements. If these are not met, no interest will be paid.
|
Savings Accounts
| Account |
APY |
Min Amount |
Notes |
| Savings |
0.05% |
$5 |
Regular Savings
|
| Savings |
0.45% |
$5 |
Auto Transfer, Direct Deposit
Accumulator Must have direct deposit, or an automatic transfer into account, at least once during the term. Maximum deposit per month is $3K.
|
| Savings |
0.05% |
$2,500 |
Money Market Savings
|
| Savings |
0.15% |
$10,000 |
Money Market Checking
|
| Savings |
0.10% |
$10,000 |
Money Market Savings
|
| Savings |
0.10% |
$25,000 |
Regular Savings
|
| Savings |
0.20% |
$25,000 |
Relationship
Premier Money Market Savings Must have direct deposit of $1K a month minimum to a Provident checking account. Product is not available to business customers.
|
| Savings |
0.15% |
$50,000 |
Money Market Savings
|
| Savings |
0.25% |
$75,000 |
Relationship
Premier Money Market Savings Must have direct deposit of $1K a month minimum to a Provident checking account. Product is not available to business customers.
|
| Savings |
0.20% |
$100,000 |
Money Market Savings
|
| Savings |
0.30% |
$125,000 |
Relationship
Premier Money Market Savings Must have direct deposit of $1K a month minimum to a Provident checking account. Product is not available to business customers.
|
CD Accounts
| Account |
APY |
Min Amount |
Notes |
| CD - 6 Month |
0.15% |
$1,000 |
|
| CD - 12 Month |
0.20% |
$250 |
Add On
Deposits can be added at any time during the term.
|
| CD - 12 Month |
0.30% |
$1,000 |
|
| CD - 24 Month |
0.30% |
$500 |
Add On, Variable
Deposits can be added at any time during the term. Not to exceed $100K.
|
| CD - 24 Month |
0.30% |
$500 |
Add On
Deposits can be added at any time during the term.
|
| CD - 24 Month |
0.45% |
$1,000 |
|
| CD - 24 Month |
0.30% |
$1,000 |
Bump Rate-1
Can bump up rate one time during the term.
|
| CD - 36 Month |
0.70% |
$1,000 |
|
| CD - 48 Month |
1.00% |
$1,000 |
|
| CD - 60 Month |
1.30% |
$1,000 |
|
| 13 Month CD |
0.15% |
$5,000 |
Add On, No Penalty-U
Can make unlimited deposits in any increment. Can make withdrawals once every 7 days.
|
IRA Accounts
| Account |
APY |
Min Amount |
Notes |
| IRA - 12 Month |
0.30% |
$500 |
|
| IRA - 12 Month |
0.43% |
$500 |
Relationship
Rate includes a .125% APY bonus when opening either an additional checking account, savings account, or a loan.
|
| IRA - 24 Month |
0.35% |
$250 |
Add On
Deposits can be added at any time during term, balance may not exceed $100K.
|
| IRA - 24 Month |
0.45% |
$500 |
|
| IRA - 24 Month |
0.30% |
$500 |
Bump Rate-1
Can bump up rate one time during the term.
|
| IRA - 24 Month |
0.30% |
$500 |
Add On, Variable
Can add on deposits of any amount at any time.
|
| IRA - 24 Month |
0.58% |
$500 |
Relationship
Rate includes a .125% APY bonus when opening either an additional checking account, savings account, or a loan.
|
| IRA - 36 Month |
0.70% |
$500 |
|
| IRA - 36 Month |
0.55% |
$500 |
Add On, Variable
Can add on deposits of any amount at any time.
|
| IRA - 36 Month |
0.83% |
$500 |
Relationship
Rate includes a .125% APY bonus when opening either an additional checking account, savings account, or a loan.
|
| IRA - 48 Month |
1.00% |
$500 |
|
| IRA - 48 Month |
1.13% |
$500 |
Relationship
Rate includes a .125% APY bonus when opening either an additional checking account, savings account, or a loan.
|
| IRA - 60 Month |
1.30% |
$500 |
|
| IRA - 60 Month |
1.43% |
$500 |
Relationship
Rate includes a .125% APY bonus when opening either an additional checking account, savings account, or a loan.
|
| IRA - Money Market |
0.20% |
$25 |
IRA Savings
|
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Provident Credit Union Company Info
Provident Credit Union is a financial institution providing high yield savings accounts, CDs, interest checking accounts and other banking products. We recommend contacting Provident Credit Union for a more in-depth list of different types of bank accounts.
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