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American Express Becomes a Bank What’s the Difference Between a Roth IRA and a Traditional IRA? Ladder CDs to Keep Your Emergency Fund Liquid JPMorgan Chase to Help Mortgage Holders Avoid Foreclosure Fed Cuts Benchmark Interest Rates by Half Point As Economy Lags, Fewer Americans Apply for Credit Cards Sheila Bair: The Most Influential Woman You’ve Never Heard Of Small Businesses Increasingly Using Credit Cards to Cover Expenses Bank of America Will Issue Loans with Government Billions, Repay Fed in Five Years Hudson City Savings Bank Rises Above Mess With Traditional Banking

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Top 3 Month CD Rates
	4.06%	Community Bank of Bergen County CD
	3.75%	Merrill Lynch CD
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